RERA Registered · 500+ Families Served

Your next home starts here

From 1 BHK apartments in Thane to luxury villas on the Old Mahabalipuram Road — we help you find, finance and close the right property anywhere in Maharashtra and Tamil Nadu.

Our Track Record

Trusted by families across India

500+

Properties Sold

12+

Years in Business

850 Cr+

Transaction Value

3,200+

Happy Families

About the Agency

Property is our full-time business, not a side affair

Prudent Realty was founded in 2014 by two engineers who could not find a straightforward property consultant when buying their first home. Twelve years later, we have closed over 500 deals across the residential and commercial markets of Maharashtra and Tamil Nadu. We are a RERA-registered agency (RERA Reg. No. MAHARERA-A-12345678 / TN-RERA-2024-P-87654321). Every property we list is verified for clear title, approved building plan and occupancy certificate before it reaches a buyer. We do not chase volume. We take on a limited number of clients at a time so each one gets the same attention — from the first site visit through to loan closure and registration.

Property is our full-time business, not a side affair

What We Offer

Full-service realty, under one roof

Whether you are buying your first home, selling an inherited property, or looking for a tenant — we handle the process from end to end.

Buying Assistance

Buying Assistance

Residential & commercial

Property search, shortlisting, site visits, price negotiation and documentation. We work with banks and developers to get you the best deal.

Selling Your Property

Selling Your Property

No sale, no fee

Listing, professional photography, legal verification and buyer sourcing. No sale, no commission — our terms are transparent and in writing.

Rentals & Leasing

Rentals & Leasing

Residential & commercial

Tenant sourcing, lease agreements, rent collection and property management for owners who live out of town or overseas.

Home Loans & Finance

Home Loans & Finance

Tie-ups with 12+ lenders

We connect you with SBI, HDFC, ICICI, LIC Housing and other lenders. We help prepare the application so it has the best chance of approval.

Legal & Documentation

Legal & Documentation

Independent legal review

Agreement review, title search, encumbrance checks, sale deed drafting and registration at the sub-registrar's office. We recommend an independent lawyer for every closing.

Property Valuation

Property Valuation

IGR-backed reports

Market-rate assessment for sale, purchase, insurance or litigation. Our valuations are backed by recent registration data from the IGR department.

Current Listings

Properties for sale

All listings are physically verified by our team. Prices are indicative and subject to negotiation. Please verify RERA registration numbers with the developer before booking.

2 BHK Apartment — Wakad, Pune

2 BHK Apartment — Wakad, Pune

Ready possession · Wakad

₹72.5 L₹78 L7% Off

Ready-to-move 2 BHK on the 12th floor, 950 sq ft carpet area. Vaastu-compliant, west-facing, with open terrace and reserved parking. Gated society with clubhouse, pool and 24×7 security.

3 BHK Duplex — HSR Layout, Bengaluru

3 BHK Duplex — HSR Layout, Bengaluru

Resale · HSR Layout

₹1.45 Cr₹1.58 Cr8% Off

Spacious 3 BHK duplex penthouse in Sector 3, HSR Layout. 1,680 sq ft carpet area with a private 400 sq ft terrace garden. East-facing, corner unit, ample natural light throughout.

Independent Villa — Noida Sector 44

Independent Villa — Noida Sector 44

New construction · Noida

₹2.85 Cr₹3.2 Cr11% Off

Newly constructed 4 BHK independent villa on a 240 sq yd plot. Three floors with a rooftop terrace, servant quarter and parking for 2 cars. Gated community with CCTV and landscaped gardens.

1 BHK — OMR Road, Chennai

1 BHK — OMR Road, Chennai

Ready possession · OMR

₹32.4 L₹36 L10% Off

Affordable 1 BHK apartment near Sholinganallur junction on Old Mahabalipuram Road. 520 sq ft, fully furnished, ideal for IT professionals working in the OMR corridor. Lift, power backup and security included.

Commercial Office — Andheri East, Mumbai

Commercial Office — Andheri East, Mumbai

For lease · Andheri East

₹65,000/month

Fully furnished commercial office space in Andheri East, near the International Airport. 750 sq ft carpet area, meeting room, pantry and 3 cabin workstations. Available for lease with a 3+3 year lock-in.

Residential Plot — Hinjawadi, Pune

Residential Plot — Hinjawadi, Pune

NA plot · Hinjawadi

₹48 L₹52 L8% Off

NA-registered residential plot of 1,500 sq ft in the Hinjawadi Phase 2 extension. Corner plot, clear title, all approvals in place. Ideal for an independent house or townhouse construction.

Home Buyer Guide

Common questions about buying, selling and renting

What is RERA and why does it matter?

RERA (Real Estate Regulatory Authority) is a government-mandated registration that every residential project must obtain before it can advertise or sell units. A RERA-registered project means the developer has disclosed the approved plans, timeline and carpet area to the authority. We only work with RERA-registered projects. You can verify any project's registration at maharera.mahaonline.gov.in or the respective state RERA website.

What are the stages of buying a property?

Generally: 1) Budget assessment and home loan pre-qualification — we can connect you with lenders to know your eligibility before you start looking. 2) Property shortlisting and site visits — we accompany you to every visit. 3) Booking and token amount — usually 5-10% of the property value. 4) Legal due diligence — title check, encumbrance, approved plan verification. 5) Home loan processing and sanction. 6) Sale deed execution and registration at the sub-registrar's office. 7) Possession and handover.

How much does stamp duty and registration cost?

Stamp duty rates vary by state. In Maharashtra, stamp duty is approximately 5-6% of the property value (with a 1% rebate for women buyers). Registration fee is 1% of the property value (capped at ₹30,000 for most properties). In Tamil Nadu, stamp duty is 7% and registration 4%. In Karnataka, stamp duty is 5-6% and registration 1%. Our team provides a precise cost sheet for any property you are considering.

What documents do I need for a home loan?

Typically: PAN Card, Aadhaar Card, last 3 years' IT returns, last 6 months' bank statements, salary slips (for salaried) or CA-certified financials (for self-employed), property documents once shortlisted. Most lenders approve pre-qualified amounts within 5-7 working days. We help prepare the full application package.

Do you charge the buyer or the seller?

Our brokerage is paid by the party we represent. For a buyer, we are typically paid by the developer or seller. For a seller listing with us, our commission is agreed upfront in writing and is only payable on successful closing. There are no hidden charges. Our fee structure is shared before any work begins.

How do I list my property with you?

Call or WhatsApp us with the property address and basic details. We will schedule a visit, take photographs, verify the documents, and do a market-rate valuation. If you choose to proceed, we sign an exclusive or non-exclusive listing agreement, and your property goes live within 48 hours with professional photos and a detailed description.

What should I check before buying a resale flat?

Key checks: clear title and chain of ownership, encumbrance certificate for the last 13 years, approved building plan and completion certificate, occupancy certificate (OC), no-objection certificates (NOC) from the fire department and pollution board for high-rises, and the society's current maintenance charges and corpus fund status. Our legal team does all of these checks before we recommend any resale property.

Is NRIs buying property in India?

Yes, NRIs (including OCI cardholders) can buy residential and commercial property in India without special permission. Agricultural land, plantation land and farmhouses require RBI/FEMA approval. Home loans are available to NRIs from most Indian banks. All documents can be handled remotely through a power of attorney. We have helped over 40 NRI families buy property from the US, UK, Canada, UAE and Singapore.

Client Stories

What our clients say

Market Insights

Latest in real estate

News, guides and analysis from our team — updated every month.

Maharashtra Budget 2026: What home buyers should know

15 Jul 2026

Maharashtra Budget 2026: What home buyers should know

The Maharashtra state budget has reduced stamp duty by 0.5% for properties up to ₹75 lakh, and increased the ready-reckoner rate freeze for another year. Here is what it means for your purchase.

OMR Chennai: Why rental yields are outperforming the rest of the city

28 Jun 2026

OMR Chennai: Why rental yields are outperforming the rest of the city

With the Phase 2 metro extension and new IT parks coming up along OMR, rental yields in the Sholinganallur-Perumbakkam belt have crossed 4.2% — the highest in Chennai. We break down the numbers.

A complete guide to RERA registration for home buyers

12 Jun 2026

A complete guide to RERA registration for home buyers

What is a RERA number, how to verify it, what happens if a project is not RERA-registered, and how it protects your investment. A plain-English guide for every Indian home buyer.

Ready for a site visit?

We usually schedule visits within 24 hours. Call, WhatsApp or send us a message — we will pick up before the third ring.

Office Timings

When we're open

  • Monday10:00 AM – 07:30 PM
  • Tuesday10:00 AM – 07:30 PM
  • Wednesday · Today10:00 AM – 07:30 PM
  • Thursday10:00 AM – 07:30 PM
  • Friday10:00 AM – 07:30 PM
  • Saturday10:00 AM – 07:30 PM
  • SundayClosed

Closed on Sundays. Site visits on Sunday can be arranged by prior appointment — please call or WhatsApp at least one day in advance.

Get In Touch

Let's find your property

Fill in the form or reach us directly. We reply to every enquiry within 2 hours during business hours.

Real Estate

Prudent Realty — RERA-registered property consultancy serving buyers, sellers and investors across Maharashtra, Tamil Nadu, Karnataka and Uttar Pradesh since 2014.

Contact

© 2026 Prudent Realty. RERA Reg. No. MAHARERA-A-12345678 | TN-RERA-2024-P-87654321

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